Available Funds
Equity in present home
Savings, savings certificates
Investments
Insurance (cash value)
Other funds (such as a cash gift)
Total Available Funds
Minus Amount You Want to Keep in Savings
Adjusted Total Available Funds
Expected Expenses
Settlement costs (estimate 5 percent of loan amount)
Moving costs
Landscaping
Other expected expenses
Total Expected Expenses
Down Payment
Adjusted total available funds
Minus total expected expenses
Amount Available for Down Payment
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